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Sunday, 26 October 2014

Getting Screwed shouldn't be this Expensive...

...and why the French way is better....

When we visit the UK, we tend to notice the subtle differences in culture and lifestyles between there and where we live in France..

Some things are best avoided; UK TV is pretty awful and depressing, full of anesthetising
Soap Operas, reality shows and gritty (depressing..) dramas...

Other things such as general courtesy, levels of customer service and the best Indian and Chinese food on the planet are to be applauded..

The Brit's have a tendency to behave like Marvin the Paranoid Android, there seems to be a broad acceptance that although the economy is sparkling and growing, generally life is pretty miserable and the weather is never as good as it was in 1976...

Why does Marvin show up so often..?

On our last trip, something jumped out at us from the Plasma Screen TV in the hotel room, and it all began to make sense...

We discovered the Pay Day Loan, Personal Injury Claims industry, and Weekly Payment Stores...

The we understood why Marvin the Paranoid Android is so prevalent in the UK..

1. Pay Day Loans - is it a business or a Scam..?

One advert from the "Sunny - Good Today, Better Tomorrow..." finance company was offering short term loans to people with an APR of 1971%

Yes that's 1971%...

Wonga on the other hand charge a much more reasonable 5853% APR...

The letters WTF - or Wow That's Fierce, spring to mind...

How have these outfits been allowed to prey on the poorest and most vulnerable in society, and why have the British people allowed it...?

2. No Win No Fee Injury Claims - ambulance chasers...

On this subject we have the inside track - our "source" has alleged that, in fact this business is simply a way of making money from the "apparent" misfortune of others. Ambulance chasing and "creative" applications are rife and the costs of the payouts are simply added to the premiums of future insurance policies...

Another parasitic and malevolent business sector that adds nothing of value to anyone and simply adds to the costs of doing business...

Not surprised that Marvin is so prevalent in the UK; if the Brits are not being depressed by their TV, they are being screwed by loan companies and then hounded by Lawyers that make their car insurance so expensive they need a payday loan to pay for it...

3. The weekly Payment Shop.

Then to add insult to the protracted injury, we found a "Weekly Payment" store in the local shopping Centre - called "BrightHouse"...

This is where people can buy household products at inflated prices and pay for them in easy weekly installments - providing they are OK with the 64.7% APR that is charged...

When I challenged the assistant about the high charges - he simply said..

"It's the way of the World..."

So in summary, people are encouraged to claim for "accidents" which puts up the price of products and services such that they can't afford them. Then they are encouraged to take out a Loan to buy these services and products they don't need and pay 64.7% interest for the privilege...

The Financial Services Sector, Corporate Greed and Banks are still in control...

Getting screwed in the UK is really expensive...

Across the Channel...

Meanwhile in France, we have the Jeltz the Vogon behaviour with a passion for bureaucracy, form filling and bizarre socialist style systems that make it look like we have traveled back in time to the UK in the 1970's...


The French attitude to life is different than in the UK. Whilst on the outside there seems to be a "rudeness" and selfish arrogance - at least they don't seem to screw each other with quite the same enthusiasm as the Brits seem to tolerate...

If there is a rule, they find a way round it. If Air France want to introduce a Low Cost Airline, the Pilots go on strike until the plan is scrapped...


The French buy French cars, they holiday in France and they are protective over their language, culture and way of life - if you don't like it; leave...

When the Gypsy Roma Camps arrive, there are no appeals for planning permission, human rights or discussion. The Police turn up in force, the people are repatriated and anything left is burned down...

The French make the rules and know how to work them to their benefit. This defensive a proud attitude means that things are different here, there is a sense of community, alliance and pride.

When Gantry's were installed on the Autoroute to apply Taxes and Tolls to vehicles, they were burned down...

When the local tax office wanted impose a new tax on locals - they burned it down...


If there is something to protest about, they take the tractors onto the road and bring the place to a standstill...

And Finally...

In the UK there has been a protest going on in Parliament Square - and no one is taking any notice, the British are all too concerned with the Weather, Coronation St, Emmerdale and East Enders to worry...

It's not covered by the BBC, or the mainstream Press...

Click on the LINK to see what is happening to the democracy that you are so proud of, that your fathers and grandfathers fought for - the French would not be so passive..



Can you get screwed in France...?

Yes of course you can, but it is not as expensive as it is in the UK..

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